Billions of payments
More possibilities

We are 
Australian Payments 
Plus (AP+)

Australia’s domestic payment companies BPAY Group, eftpos and NPP Australia have come together to shape the future of payments for Australia.

Working together benefits Australia’s consumers, businesses and government, creating opportunities above and beyond the needs of payments users of all kinds.

We’re inspired by what’s possible today. And what could be possible beyond tomorrow.

One organisation
More innovation

We’re dedicated to a future defined by payments experiences that are more efficient. More accessible. More than ready to adapt and evolve. Progress to essential infrastructure opens up more opportunities for everyone.

2022

year of establishment

424

employees*

150+

partner institutions*

3.9 billion

transactions processed in 2022*

*Data as at May 2023.

Were-here-for-Australia-section

We're here for Australia

We have a clear vision. To deliver more innovation to Australia’s payments ecosystem – so that Australian businesses, government and consumers experience more benefits, in more ways. While making sure they’re all considered and represented in the decisions that drive our industry forward too. 

Learn more about us

We’re changing the game

A purpose like ours takes the inspired impact of an incredible team. We believe in creating opportunities for all, through diversity, equity and inclusion in the way we hire and look after our people. 

Careers
Our-people-1
Our-mission

“To deliver more innovation to Australia’s payments ecosystem, so​ that Australian businesses, government and consumers experience more benefits, in more​ ways.”

Lynn-Kraus-1

Lynn Kraus 

CEO, Australian Payments Plus

Delivering more value to Australia

We’re enabling progress to essential infrastructure to create more opportunities for everyone. Together we are more open than ever to innovation, creating solutions and new ways of thinking.

  • Australia's domestic debit network
  • Real-time, data-rich payments
  • Secure bill payments​
  • Digital identity verification
  • Digital wallet solutions
  • Open payments
Learn more

Trust is in our DNA 

We bring together trusted Australian brands with almost 40 years' experience serving businesses and consumers. 

Beem
BPay
Brands_ConnectID
Eftpos
New-Payment-Platform
Osko
PayID
PayTo_2

Latest news
and updates

The AP+ POV – Taking the first steps in our reconciliation journey
By Jason Backhouse - General Manager, Open Payments  One of the first conversations we had as AP+ was forming, was about (read more)
12 April 2024
DIGITAL ID - A step forward for a more secure Digital Economy
Australian Payments Plus (AP+), at the forefront of Australia’s payments industry and a leading providerof digital identity solutions through its (read more)
28 March 2024
The AP+ POV – Lessons from Beyond Tomorrow 
by Lynn Kraus. Well… after a whirlwind of activity, I’m delighted to report that Australian Payments Plus’ inaugural Beyond Tomorrow (read more)
15 March 2024
AP+ Beyond Tomorrow Summit inspires trust in the digital economy 
Australian Payments Plus (AP+) is today pleased to report the overwhelming success of its first summit – Beyond Tomorrow: Inspiring (read more)
14 March 2024
Digital ID Bill 2023
Opening Statement of Lynn Kraus, CEO of Australian Payments Plus (AP+) made to the Senate Economics Legislation Committee Inquiry into (read more)
13 February 2024
AP+ product roadmap - 2024
AP+ came together in February 2022, bringing BPAY Group, eftpos Australia and NPP Australia into one consolidated entity to shape (read more)
24 January 2024
The continued migration of payments from BECS to the NPP
It’s going to be a massive year for the Payments & Schemes team within AP+ with support for migration of (read more)
15 January 2024
​Australian Payments Plus’ support for Digital Identity Bill 2023 
​Privacy. Security. Interoperability.  ​​Australian Payments Plus (AP+) today affirmed its support for the Federal Government’s Digital Identity Bill 2023, hailing (read more)
1 December 2023
Development of industry Confirmation of Payee Solution 
Australian Payments Plus (AP+) has resolved to work with NPP Participants to deliver a Confirmation of Payee service for payments (read more)
30 November 2023
Beyond Tomorrow 2024
Australian Payments Plus is delighted to announce our inaugural payments and identity summit Beyond Tomorrow, to be held at ICC (read more)
8 November 2023
AP+ End User Forum – powering the future of real-time payments in Australia 
As AP+ continues its focus on ensuring we better understand the needs of payment users, we held our latest End (read more)
1 November 2023
More pride. More diversity. More possibilities. 
​Australian Payments Plus achieves Bronze AWEI Foundation status.  Australian Payments Plus (AP+) is delighted to announce that we have been (read more)
23 October 2023
Australian Payments Plus welcomes the release of BIS CPMI harmonised ISO 20022 data requirements in seeking to achieve more efficient, lower-cost cross-border payments
Australian Payments Plus (AP+), which manages the New Payments Platform, welcomes the publication today by the BIS Committee on Payment (read more)
18 October 2023
Millions of verifications. No document sharing. ConnectID launches secure digital identity network for Australia 
Australian Payments Plus (AP+) is proud to announce that ConnectID, its digital identity solution, is now available, marking an important (read more)
16 October 2023
The AP+ POV: The Future of 3rd Party Initiated A2A Payments
by Adrian Lovney. There are two Account to Account (A2A) systems in Australia - the Bulk Electronic Clearing System (BECS) (read more)
1 September 2023
NPP Soundbites
Take a closer look inside fast payments with NPP Soundbites. A podcast where organisations and government departments share their insights (read more)
11 August 2023
Stay scam safe, use PayID 
Australian Payments Plus (AP+), Australia’s domestic payments provider has a renewed focus on using PayID and reminding customers of the (read more)
12 July 2023
AP+ Payment Service Provider Forum July 2023 meeting 
AP+ held its latest Payment Service Provider Forum on 10 July 2023. Chaired by Greg Cooper, independent AP+ director, the (read more)
10 July 2023
AP+ Welcomes Worldpay from FIS as eftpos Member to further Australian market activity
Australian Payments Plus (AP+) today announced global financial services technology leader Worldpay from FIS® (NYSE: FIS), has joined Australia’s domestic (read more)
6 July 2023
PayTo Consumer Awareness Campaign Launches
Australia’s domestic payments provider, Australian Payments Plus (AP+) has embarked on a campaign to lift public awareness of its PayTo (read more)
22 June 2023
Australian Payments Plus (AP+) and Beyond Blue partner to improve mental health
Australia’s domestic payments provider, Australian Payments Plus (AP+) will partner with Beyond Blue, to promote workplace mental health and provide (read more)
13 June 2023
AP+ welcomes the Federal Government’s Strategic Plan for Payments System
Australian Payments Plus (AP+) supports the Government’s Strategic Plan for the Australian Payments System. The plan is critical for driving (read more)
8 June 2023
Tap to Pay on iPhone enables merchant choice with eftpos
Australian Payments Plus (AP+ for short) is pleased to announce that Tap to Pay on iPhone will work with the (read more)
17 May 2023
Australian Payments Plus (AP+) and LAB Group partner with Endeavour Group to deliver digital age verification
Australian Payments Plus (AP+) will partner Australia’s leading drinks and hospitality business Endeavour Group and LAB Group to bring a (read more)
4 April 2023
AP+ End User Forum – the future of Digital Trust in Australia
AP+ held our latest End User Forum on 30 March 2023. The forum is a gathering of business associations, merchants (read more)
30 March 2023
AP+ and Coles announce strategic partnership on new digital wallet for customers
Beem to develop the first QR payments platform for the leading retailer Today, Australian Payments Plus (AP+) is pleased to (read more)
8 March 2023
AP+ Payment Service Provider Forum
Australian Payments Plus (AP+) yesterday hosted its third Payment Service Provider (PSP) forum. Chaired by AP+ Independent Director, Greg Cooper, (read more)
15 February 2023
ConnectID continues to tick all the right boxes for data security
Australian Payments Plus’ digital identity solution, ConnectID, is the first non-government operator of a digital identity exchange to successfully achieve (read more)
9 January 2023
Industry Backs AP+ ConnectID for Aussie Digital Identity
ConnectID trials to begin this year and launch expected in 2023 Major Australian banks, ANZ, Commonwealth Bank (CBA), National Australia (read more)
1 September 2022
PayID fights fraud and mistaken payments
One in four PayID users have stopped or edited a PayID payment, preventing a mistaken payment or money being sent (read more)
18 July 2022
eftpos online payments & security rollout forges ahead with certification of Australia’s GPayments
Australia’s debit card system, eftpos, is continuing its rollout of secure online payments options at a pace, today announcing the (read more)
2 July 2022
PayTo commences rolling out for first payment service providers
Australia’s first payment service providers have commenced offering PayTo to their merchant and business customers, as the financial services sector (read more)
30 June 2022
Subway® North Sydney and Brisbane City locations serve-up cutting-edge eftpos QR code payments for guests
Two Subway® locations have become the first major Australian quick-service restaurants to serve-up eftpos QR code payments ahead of its (read more)
18 May 2022
eftpos online payments & security rollout forges ahead with certification of Australia’s GPayments
Australia’s debit card system, eftpos, is continuing its rollout of secure online payments options at a pace, today announcing the (read more)
7 February 2022
Christmas in a time of COVID: data from payments app Beem It reveals Australians are toasting a Healthy New Year
From gift-giving to Christmas lunch, Beem It transactions reveal a more conscious festive season. The days of Christmas and New (read more)
7 February 2022
Australian Payments Plus appoints inaugural CEO
Lynn Kraus appointed to lead the merged group of BPAY, eftpos and NPPA Australian Payments Plus is pleased to announce (read more)
22 December 2021
Australian Payments Plus to appoint Greg Cooper and John Murphy as independent directors
Australian Payments Plus (AP+) is delighted to announce that Greg Cooper and John Murphy will be appointed as independent directors. (read more)
14 December 2021
Australian Payments Plus to appoint Naomi Simson as independent director
Australian Payments Plus (AP+) is delighted to announce that Naomi Simson will be appointed as an independent director. Naomi brings (read more)
24 November 2021
Payments Industry Committee, AP+ welcome ACCC merger approval
The ACCC has authorised the amalgamation of BPAY Group, eftpos and NPPA to form Australian Payments Plus The three entities (read more)
9 September 2021
Australian Payments Plus appoints inaugural Chair
Australian Payments Plus (AP+) is delighted to announce Catherine Brenner has been appointed the entity’s inaugural Independent Non Executive Chair. (read more)
24 August 2021
Draft undertakings: Statement attributable to Robert Milliner, Industry Committee Chair
We welcome and support the ACCC’s ongoing consultation regarding the proposed merger of BPAY, eftpos and New Payments Platform Australia (read more)
8 August 2021
Payments Industry Committee responds to ACCC
The Payments Industry Committee (“the Applicants”) has formally responded to the ACCC’s preliminary views regarding the proposed merger of eftpos, (read more)
7 July 2021
ACCC approval sought for BPAY Group, eftpos and NPPA to amalgamate
To create a more efficient and agile Australian payments group to deliver new payments innovations faster for the benefit of (read more)
23 March 2021
eftpos, BPAY Group and NPPA propose to amalgamate for thebenefit of Australian consumers and businesses
eftpos, BPAY Group and NPPA to be preserved as distinct operations under a single Board with a shared roadmap for (read more)
15 December 2020
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AP+ acknowledges the Gadigal People of the Eora nation as the Traditional Custodians of the lands on which we are based and pays our respects to Elders past, present and emerging. We recognise all Aboriginal and Torres Strait islander peoples ongoing connection to the lands and waters of Australia and thank them for protecting and for their pivotal role in the creation of this beautiful place. Always was and always will be Aboriginal Land.

View our Reconciliation Action Plan

©2023 Australian Payments Plus. ABN: 19 649 744 203  All rights reserved

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